For most people, the real and long-lasting trauma from an automobile accident is not the personal injury suffered. The hair-pulling, never-ending stress starts with trying to get money from the insurance company for something even as simple as medical bills. This is part of the insurance company’s plan. An experienced
car accident lawyer helps wronged people get what they deserve.
The Insurance Company’s Plan
Insurance companies know they will have to pay the bill eventually. By hiring aggressive attorneys, they pay less at a much later time. This carefully devised, smart business plan is:
Phase One
•deny responsibility,
•if that does not work, deny total responsibility,
•if that does not work, accept 25% of the responsibility,
•if that does not work, accept 50% of the responsibility,
•if that does not work, accept 75% of the responsibility.
Phase Two
•refuse to pay any bills
•refuse to pay any money to the injured person.
Phase Three
•stall as long as possible
•desperate people will settle for a whole lot less.
The Plan of the Personal Injury Lawyer
A personal injury attorney is dedicated to helping his or her clients. Knowing how insurance companies operate, this attorney starts to build the strongest possible court case from the very first meeting with the client.
This experienced litigator analyzes the merits of the case by:
•discovering what happened
•who is involved
•who is at fault
•who got traffic tickets
•who has insurance
•if there are witnesses
•obtaining accident reports
•reviewing the accident location
•inspecting the automobiles involved
•getting medical reports.
Next, the car accident lawyer discusses the case with the clients:
•current medical condition
•future medical issues
•current financial situation
•future financial problems due to the accident
•current medical treatment including referrals to specialists as needed
•present living expenses and income
•the merits of the case
•values of the car accident claims
•timeframes for resulting legal action
•potential settlement amounts
Finally, the personal injury lawyer prepares for court.
Although this experienced technician of the law understands that 90% of these personal injury cases are settled before trial, the legal beagle knows insurance companies settle cases they are likely to lose. Only by building a strong, airtight case against the negligence of the insurance company’s client can these attorneys get money. Insurance companies are willing to settle because they know the amount of money paid is less than some juries’ award.
It is possible to collect from insurance companies over a car accident. However, without an experienced, dedicated and trained car accident lawyer, traumatized individuals may get no money, less money or money paid two, three or four years down the road. As insurance companies have knowledgeable attorneys, smart people hire the best legal defense they can to protect their personal injury lawsuits. These are a personal injury law firm with a great reputation and proven record of wins.
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